Last Update July 24, 2024

This Terms of Service governs your use of our site(s) (www.marketplaceoptions.com). Welcome to our website! Before you begin your application for a Qualified Health Plan (QHP) and Advanced Premium Tax Credit (APTC) through the Marketplace, please read these terms carefully. By accessing and using our website, you agree to be bound by the following terms of use:

1. Eligibility and Purpose: This website is intended for individuals who are eligible to apply for a Qualified Health Plan and Advanced Premium Tax Credit through the Health Insurance Marketplace operated by the federal government or a state-based Marketplace. You must meet all eligibility requirements to use this website for the intended purpose.

2. Accuracy of Information: You agree to provide accurate and truthful information when completing your application for a Qualified Health Plan and Advanced Premium Tax Credit. Any false or misleading information may result in denial of coverage or legal consequences.

3. Confidentiality and Privacy: Protecting your privacy and maintaining the confidentiality of your personal information is of utmost importance to us. We handle your information in accordance with applicable laws and our Privacy Policy. By using this website, you consent to the collection, use, and disclosure of your information as described in our Privacy Policy.

4. Security: We implement reasonable security measures to protect your personal information from unauthorized access and misuse. However, you acknowledge that no data transmission over the internet or method of electronic storage is entirely secure, and we cannot guarantee absolute security.

5. Use of Third-Party Services: Our website may contain links or references to third-party websites, services, or resources that are not owned or controlled by us. We do not endorse or assume any responsibility for these third-party websites. Your use of such third-party services is at your own risk, and you should review their terms and privacy policies before using them.

6. Changes to Terms of Use: We reserve the right to modify or update these terms of use at any time without prior notice. Any changes will be effective immediately upon posting the revised terms on this website. Your continued use of the website after the posting of changes constitutes your acceptance of such changes.

7. Disclaimer of Warranties: This website and its contents are provided “as is” without any warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

8. Limitation of Liability: In no event shall we or our affiliates, officers, employees, or agents be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of this website or the information provided, even if advised of the possibility of such damages.

9. Governing Law: These terms of use shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

10. Contact Us: If you have any questions or concerns about these terms of use, please contact us at terms@marketplaceoptions.com.

By using this website, you acknowledge that you have read, understood, and agree to these terms of use. If you do not agree with these terms, please do not use this website for applying for a Qualified Health Plan and Advanced Premium Tax Credit through the Marketplace.

Thank you for visiting our website and for your interest in applying for a Qualified Health Plan and Advanced Premium Tax Credit through the Marketplace!